Financial Instruments

Companies that propose projects with significant economic return may have access to various financial instruments that will ease the financial burden of heavy investments. Additionally, enterprises engaged in advanced manufacturing activities may benefit from tailor-made premises at competitive prices.

Manufacturing Industry

Businesses often have difficulties financing their growth. Getting enterprises off the ground or expanding requires substantial cash injection; however financing businesses is becoming ever more a risky proposition for financiers. To help with this problem Malta Enterprise provides a number of financial instruments to support enterprises.

Available Incentives

Soft Loans

Supporting enterprises through loans at low interest rates for part financing investments in qualifying expenditure. 

Interest Rate Subsidies

Aimed at increasing the competitiveness and innovative capacity of enterprises by supporting the acquisition of tangible and intangible capital assets that lead to a more effective and efficient production and supply of service. 

Loan Guarantees

Assisting enterprises in the acquisition of capital assets that will lead to a more effective and efficient production and supply of service.

Hospitality Industry

The Hospitality Industry is one of the main pillars of the Maltese economy and therefore hospitality venues need to be at the forefront in upholding Malta’s image as a prime tourist location. This entails continuous upkeep and embellishment of premises as well as investments in sustainable solutions to ease the burden of day to day running costs. Malta Enterprise makes available incentives to tackle these areas.

Available Incentives

Interest Rate Subsidy Scheme for the Refurbishment of Hotels, Accommodation Facilities and Restaurants

Supports hotels, restaurants and holiday accommodation providers in upgrading their operations and product offering so as to provide new and improved services.

Soft loans for Energy Efficiency

For licensed hotels; guesthouses; hostels; farmhouses; snack bars and restaurants. The promotion of environmental sustainability and pro-environmental business models has become a priority in today’s ‘green’ conscious society. Thus investments in energy saving solutions and renewable energy sources are no longer a commodity but a necessity.

Projects that make investments to reduce the utilization of energy generated from fossil fuels may benefit from a loan financed by Malta Enterprise. Loans approved under this incentive may not exceed €400,000 or 80% of the total investment.